5 ways to build wealth without earning more

By Maria Smit* For many South Africans, building wealth feels like something reserved for ‘later’. Later, when your salary is higher. Later, when you’ve finally caught up. Later, when things feel a bit more stable. Until then, it can feel like you’re just keeping your head above water. But what

Read More »

There’s no fast lane to real wealth

By Kristin Putter* It’s easy to understand how many South Africans are driven to desperation when they’re caught in a financial pinch. For many, it’s not about getting ahead, it’s about staying afloat. You may already be doing what you can. Cutting back where possible. Trying to budget. Stretching your

Read More »

How to rejig your finances for a world at war

By Lloyd Uren* It’s hard to ignore what’s happening in the Middle East. The conflict involving the US, Israel and Iran has raised serious concerns about oil supply, pushing prices into territory that has markets spooked. If you’re feeling uneasy, that’s completely understandable. War creates uncertainty that fuels volatility, which

Read More »

The hidden risk of playing it safe with your money

By Aidan Freswick* When markets feel uncertain, many investors retreat to the same place: cash. Money market funds, fixed deposits, and savings accounts have long been seen as the safest place to park capital. There is comfort in stability. Your balance doesn’t swing wildly from one month to the next,

Read More »

The quiet power of bonds: Why they still matter in modern portfolios

By Michelle Snyman* In today’s investment landscape, obsessed with equity market headlines, geopolitical tensions, persistent inflation, interest rate challenges, disruptive technologies, and overnight success stories, bonds rarely steal the spotlight. Bonds are often described as boring, conservative, or only for retirees. Yet, quietly and consistently, bonds continue to play a

Read More »

Creating lasting family wealth with appropriate structuring

By Ruan Breed * If you’ve built up meaningful assets and do not have substantial debt, the next challenge is making sure that wealth benefits your children and grandchildren — instead of being eaten away by tax or poor structuring. The right financial structures can make a huge difference in

Read More »

How often should you check your investment portfolio?

Checking your portfolio too often is a fast way to hurt long term returns. The article explains why – and how to stay focused when markets move. Hint: Not as often as you check the weather. If checking your investment portfolio was a sport, many South Africans would qualify for

Read More »

7 ways to fight the rising cost of living

By Leslie Greyling* The Finance Minister may have given households some breathing room in the Budget, but if your debit orders still weigh you down and your grocery bill keeps surprising you, you’re not alone. Because the cost of living is not just about the inflation rate. It’s about what

Read More »

Money rules for unmarried couples

By Charize Beukes* Are you living together, sharing expenses, and building a life … but skipping the wedding? In times gone by this was often frowned upon, but today it’s perfectly normal, common even. Here’s the catch, though: under South African law, this arrangement can leave you dangerously exposed financially.

Read More »
Scroll to Top