Investment Planning
DISCOVER
THE POWER OF AN ACTIVELY MANAGED INVESTMENT PORTFOLIO
We offer advice on the following investment products:
Becoming a client of Brenthurst Wealth does not mean having just one advisor. It means gaining access to a deeply experienced, multi-disciplinary team. With over two dozen professionals, including Certified Financial Plannersยฎ, tax practitioners, paraplanners, trust and estate experts, and wealth strategists, we deliver comprehensive, tailored global wealth solutions.
In todayโs complex financial environment, discerning clients require expertise across multiple domains: investments, retirement and estate planning, trust services, international tax, and will drafting. No single individual can master all these disciplines, but a dedicated team can.
Brenthurst Wealth stands among South Africaโs premier independent advisory firms. Our strength lies in the breadth and depth of our team, with planners, paraplanners, tax consultants, compliance officers and estate specialists working together to preserve and grow your wealth for generations.
TO BUILD & PROTECT WEALTH REQUIRES
A LONG-TERM INVESTMENT STRATEGY
RECENT INVESTMENT PLANNING ARTICLES
Services
RETIREMENT ANNUITIES
RA are a great way to save for retirement in a tax-efficient manner. The RA can help you supplement your future capital at retirement whilst reducing your taxable income today. You wonโt be able to access these funds until you reach the age of 55, and when you want to retire you will then be obligated to transfer at least two-thirds to a living annuity for income purposes, (unless itโs under a certain amount). Other restrictions also apply to the underlying investments โ called Regulation 28 -and your adviser will need to assist you in choosing the correct funds to adhere to these rules. RAโs are a must for individuals who do not receive a pension or provident fund from their employers, or if you happen to receive additional income (such as rental on a property) and want to reduce your taxable income.
Services
PRESERVATION FUNDS
Preservation Funds were introduced to the industry to allow members of occupational funds (pension and provident funds) to โpreserveโ their benefits in another type of retirement vehicles until they reach their age of retirement in the event of retrenchment, resignation or dismissal. The two main benefits of using a preservation fund are the deferral of taxation and the conservation of oneโs retirement benefits, with the option to withdraw prior to retirement. Withdrawal of oneโs benefits before retirement should be carefully considered as pre-retirement taxation rules would apply. We recommend the assistance of a financial planner, when attempting to withdraw from a preservation fund. This is of utmost importance in order to ensure optimal utilisation of tax free allowances.
Services
LIVING ANNUITIES
This retirement product allows for a tax-neutral transfer from any approved pension, provident and preservation fund or retirement annuity and requires that the investor withdraw a monthly income between 2,5% and 17,5% per year. Living Annuities can be invested as aggressively or as conservatively as the investor chooses, as long as income requirements have been weighed carefully against potential risks. In other words, no regulations are imposed, such as the case with RAโs and Preservation funds. The benefit of a living annuity over a guaranteed pension is as the name implies, it โlives onโ for the investorโs nominated beneficiaries to either draw an income from or can be taken as a cash lump sum, keeping in mind that it would form part of their taxable income. It is also worth mentioning that Living Annuities are exempt from estate duty.
Services
DISCRETIONARY INVESTMENTS
A major part of what we do at Brenthurst is helping our clients decide where to invest their retirement money, but what about the other money? This is what we refer to as โdiscretionaryโ investments and could be used for anything from childrenโs education -to- holidays โ to โ supplementing retirement funds. This investment will be made with after-tax money and remains fully liquid so that the funds may be redeemed whenever the need arises. Complete discretion can be used, in other words, it can be a โlow risk with low expected returnโ with a more short term nature, such as the purchase of a house over the next year. Or it can be invested more aggressively for the long term, such as for a childโs future use. Discretionary investments can be either local or offshore, within the appropriate limits.
Services
OFFSHORE INVESTMENTS
We assist clients in taking part of their discretionary money offshore for diversification purposes due to the fact that we believe there to be more investment opportunities in global markets than can be found locally. Selecting the appropriate investment opportunities from such a wide universe of options requires a great deal of research and expertise, and there can be a substantially greater risk involved, and therefore may not be suitable for every investor.
CALL US NOW TO DISCUSS YOUR INVESTMENT STRATEGY.
FIRST CONSULTATION IS FREEย
Brenthurst Wealth Management (Pty) Ltd is a licensed Financial Services Provider (FSP), in terms of the Financial Advisory and Intermediary Services Act (โFAISโ) with licence number 7833. A copy of the licence is available upon request and is also clearly displayed at all of our branches nationwide. CLICK HERE TOย FIND A BRANCH CLOSE TO YOU
JOHANNESBURG
FOURWAYS
+27 (0)11 799 8100
Unit 2B
Cedar Office Estate
Cedar Road & Stinkwood Close
Fourways
JOHANNESBURG
SANDTON
+27 (0)10 035 1391
Suite 31, Second Floor
Daisy Street Office Park
135 Daisy Street
Sandton
PRETORIA
ERASMUSKLOOF
+27 (0)12 347 8240
Block E
Castle Walk Corporate Park,
Cnr Nossob & Swakop Street
Pretoria
CAPE TOWN
GRANGER BAY
+27 (0)21 418 1236
The Waterclub
Nautica Building
Beach Road
Granger Bay
CAPE TOWN
CLAREMONT
+27 (0)21 100 3901
Suite 518
Protea Place
40 Dreyer Street
Claremont
BELLVILLE
TYGER VALLEY
+27 (0)21 914 9646
Waterfront Terraces 2
Tyger Waterfront
3 Waterfront Road
Bellville
Stellenbosch
CENTRAL
+27 (0)21 882 8706
First Floor
La Gratitude Offices
97 Dorp Street
Stellenbosch
Paarl
VAL DE VIE
+27 (0)21 100 3901
Polo Village Office A309
Val de Vie Boulevard
Val de Vie Estate
Paarl
Garden Route
GEORGE
+27 (0) 44 050 6057
Collett Square
32 York Street
George South
Garden Route
Mauritius - SOUTH
BLACK RIVER
+230 484 2175
+230 5843 5215
La Balise Business Park
Office Block B, A3 Royal Road
Grande Riviรจre Noire
Mauritius - NORTH
GRAND BAIE
+230 260 1738
+230 5843 5215
Suite 005
Grand Baie Business Park
Grand Baie
SATELLITE OFFICES
- KWAZULU -NATAL: Arin Ruttenberg | +27 84 582 8581
- FREE STATE: Iniel Van Zyl | +27 72 298 3212
SATELLITE OFFICES
- MPUMALANGA: Marise Reinach | +27 72 795 3604
- NORTH WEST: Maria Smit | +27 79 696 6860
Brenthurst Wealth Management (Pty) Ltd is an authorised FSP in terms of the FAIS Act, 2002 (FSP No 7833) ยฉ 2022 Brenthurst Wealth Management. All rights reserved.
Cookie Policy - We only use functional (or required) cookies that are necessary for this site to function, including those that are necessary for Google Analytics to run. We do analyse the use of this website to measure the audience, but it is de-identified data. Therefore, we do not know who you are.
I obtained my National Diploma in Financial Information Systems from the Cape Peninsula University of Technology in 1999 and have worked in the wealth management industry since January 2000. Over the years, I have gained extensive experience in various roles, including Portfolio Manager Assistant, Planner Assistant, and Paraplanner.
Esmarelda Isaacs-Andreas joined the Brenthurst Wealth Stellenbosch office in October 2025, taking on the dual role of Receptionist and Fiduciary Administrator.
Angelique Anderson joins our Pretoria office as an Administrative Assistant, bringing over 24 years of experience across the financial, legal, and executive support sectors, both locally and internationally. Her meticulous attention to detail, discretion, and extensive knowledge of asset finance and compliance make her an invaluable addition to our team.
Ashley joined Brenthurst Wealth in January 2025 as Office Administrative Assistant and Receptionist for the Stellenbosch Office.
Michelle joined the Brenthurst Wealth Team in 2025 as a paraplanner assisting Iniel Van Zyl and Leslie Greyling in our Fourways office.
Renรฉ Heystek joined Brenthurst Wealth in November 2023, as receptionist and administrative assistant in the newly established George/Garden Route office.
Michelle Heystek has built a career in the financial services over the last two decades, after obtaining her B.Com degree in Financial Management in 2005. Once she joined Brenthurst in 2006, she continued her academic journey, obtaining her Certificate in Wealth Management from INSETA in 2007, followed by a Postgraduate Diploma in Financial Planning from the University of the Free State. In 2008, she earned the Certified Financial Planner (CFPยฎ) designation.
Anelle joined Brenthurst Wealth as a Receptionist and Administrative Assistant to Brian Butchart in the Cape Town office in December 2023. She has a wealth of knowledge from working as a liaison between Financial Advisers and clients at TMA and Absa Investment Management Services (Aims) since 1998. She obtained her B. com degree from the University of Port Elizabeth in 1997.
Sanet was appointed in April 2020, joining our Cape Town team as an Executive Administration Assistant to Renee Eagar. She has been in the financial services industry since 1990. Her previous experience includes positions at Sanlam, BJM and ABSA. She spent her last 12 years working at Alexander Forbes Private Client Wealth as a Senior Wealth Management Assistant. She has received numerous accolades over the years which include but not limited to, Alexander Forbes Client Service Excellence โ Silver award in 2014,2015 and 2017. Sanet has also obtained her Certificate in Wealth Management (NQF 5) in 2012 and achieved “Best Student of the Year” from Moonstone.
Maria Smit is a Certified Financial Plannerยฎ with over 10 years of experience in the financial planning industry.
