Tax Planning
Services
TAX PLANNING
Tax is closely related to investments and personal finance, and therefore it made sense to add a tax- advisory service to the service offering of Brenthurst Wealth Management.
In addition to tax advice on investments and any other personal tax matters, Brenthurst also offers clients an e-filing service of provisional tax returns and payments.
Other tax services offered include:
- Income & company tax registrations
- Completion and submission of income tax returns
- Tax calculations
- Advice on tax planning and salary structuring
- Tax directives & disputes with SARS
TAX-FREE SAVINGS
Maximise the long-term growth of your savings by benefiting from a tax-free savings account (TFSA).
WHAT IS A TFSA?
Tax-free savings accounts (TFSAs) were introduced in 2015 to encourage individuals resident in SA to save more. The growth and income received on a TFSA investment are tax free. This means you are not liable for any capital gains tax or tax on the dividends and interest received on your investment.
A TFSA is a convenient and flexible way to accumulate savings over time in a tax-efficient manner.
NOTIFICATION
TOP UP YOUR RA OR TAX-FREE SAVINGS ACCOUNT
BEFORE 28 FEB 2025
South Africans are allowed to invest an annual limit of R 36 000 per year in a TAX-FREE SAVINGS ACCOUNT and up to a maximum of R 500 000 over a lifetime, so taxpayers who can afford to add more to the kitty to reach this year’s limit, should do so. All proceeds, including interest, dividends and capital gains on the disposal of these investments, are fully exempt from tax, but make sure you stay within the rules, if you exceed the annual limits a 40% penalty of the excess capital contribution is imposed.
Amounts invested in RETIREMENT SAVINGS PRODUCTS can also be deducted from taxable income. If you play your cards right, you can get up to a 27,5% tax reprieve on your annual income, capped at R 350 000 per tax year on an RA and/or pension fund. And of course, the investment returns on your RA contributions are free of dividend, income and capital gains tax, as well as any taxes on interest earned.
And because investment growth is not taxed, the future value over the long term could end up being far greater, compared to returns that are taxed at marginal tax rates for example.
RAs are also beneficial in estate planning because they are excluded from estate duty. The only downside of an RA is that you cannot access your savings before the age of 55 unless you are emigrating, whereby you will pay tax on the withdrawal.
Get #TwoPotTaxSavvy!
Two-Pot Retirement System Calculator
THE RISKS OF SEMI-NOMADIC LIFESTYLES & CESSATION OF TAX RESIDENCE
deadlines for
SUBMITTING TAX RETURNS 2025
24-01-2025:
End of submission of provisional taxpayer returns 2025
28-02-2025:
Submission & Payment of 2nd Provisional Tax return for 2025
TAX PLANNING
A CRUCIAL ELEMENT OF FINANCIAL SUCCESS
Effective tax planning is essential for wealth preservation and financial growth.
Our expert Tax Practitioners provide tailored solutions to optimize your tax position, ensure compliance and maximize savings.
Whether you need assistance with personal or business tax matters contact us for professional guidance and strategic tax solutions.
GAVIN BUTCHART
KIM DOOLAN
kristin putter
JOHANNESBURG
FOURWAYS
+27 (0)11 799 8100
Unit 2B
Cedar Office Estate
Cedar Road & Stinkwood Close
Fourways
JOHANNESBURG
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Daisy Street Office Park
135 Daisy Street
Sandton
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Pretoria
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The Waterclub
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Beach Road
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Protea Place
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Claremont
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Tyger Waterfront
3 Waterfront Road
Bellville
Stellenbosch
CENTRAL
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First Floor
La Gratitude Offices
97 Dorp Street
Stellenbosch
Paarl
VAL DE VIE
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Polo Village Office A309
Val de Vie Boulevard
Val de Vie Estate
Paarl
Garden Route
GEORGE
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Collett Square
32 York Street
George South
Garden Route
Mauritius - SOUTH
BLACK RIVER
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La Balise Business Park
Office Block B, A3 Royal Road
Grande Rivière Noire,
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Mauritius - NORTH
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+230 5843 5215
Suite 005
Grand Baie Business Park
Grand Baie
Mauritius, 30515
BRENTHURST SATELLITE OFFICES
- KWAZULU -NATAL: Arin Ruttenberg | +27 84 582 8581
- FREE STATE: Iniel Van Zyl | +27 72 298 3212
- MPUMALANGA: Marise Reinach | +27 72 795 3604
- NORTH WEST: Maria Smit | +27 79 696 6860
Brenthurst Wealth Management (Pty) Ltd is an authorised FSP in terms of the FAIS Act, 2002 (FSP No 7833) © 2022 Brenthurst Wealth Management. All rights reserved.
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Ashley joined Brenthurst Wealth in January 2025 as Office Administrative Assistant and Receptionist for the Stellenbosch Office.
Michelle joined the Brenthurst Wealth Team in 2025 as a paraplanner assisting Iniel Van Zyl and Leslie Greyling in our Fourways office.
MARIA is a CERTIFIED FINANCIAL PLANNER®️ professional, a member of the Financial Planning Institute of SA and is fully qualified to give advice on all investment matters.
Anelle joined Brenthurst Wealth as a Receptionist and Administrative Assistant to Brian Butchart in the Cape Town office in December 2023. She has a wealth of knowledge from working as a liaison between Financial Advisers and clients at TMA and Absa Investment Management Services (Aims) since 1998. She obtained her B. com degree from the University of Port Elizabeth in 1997.
René Heystek joined Brenthurst Wealth in November 2023, as receptionist and administrative assistant in the newly established George/Garden Route office.
Sanet was appointed in April 2020, joining our Cape Town team as an Executive Administration Assistant to Renee Eagar. She has been in the financial services industry since 1990. Her previous experience includes positions at Sanlam, BJM and ABSA. She spent her last 12 years working at Alexander Forbes Private Client Wealth as a Senior Wealth Management Assistant. She has received numerous accolades over the years which include but not limited to, Alexander Forbes Client Service Excellence – Silver award in 2014,2015 and 2017. Sanet has also obtained her Certificate in Wealth Management (NQF 5) in 2012 and achieved “Best Student of the Year” from Moonstone.
ADMITTED ATTORNEY | FINANCIAL PLANNER & HEAD OF BRENTHURST FOURWAYS
