The hidden tax married couples might miss

By Kim Doolan* Picture a fairly common South African situation. Your spouse took up a job overseas last year, or finally settled abroad after months of visas, paperwork, and goodbyes. While you wound up things back home, you paid off the last of a bond, covered some moving costs, or

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Financial challenges facing women and how to overcome them

By Leslie Greyling* Women face distinct financial hurdles, so it’s not surprising that survey data from Money Stress Tracker reveals that South African women are 10-15% more financially stressed than men. With overall financial anxiety increasing notable as women shoulder heavier burdens across home life, personal health, and workplace demands.

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Can your portfolio handle inflated retirement costs?

By Dorothy Avvakoumides* Picture a ‘typical’ breakfast for two at home. Two slices of toast each, with cheese, plus two eggs and milk for your coffees or tea. Ordinary, unremarkable, the kind of thing you don’t think about twice. Until you look at what this daily routine will cost you

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Why your emotions are the biggest risk to your money

Long-term wealth is built by staying invested, not by letting emotion dictate when you by or sell. Successful investing isn’t about avoiding market corrections, but staying disciplined through them. A sound financial plan can help investors avoid emotional decisions that undermine long-term wealth. One of the biggest hurdles every investor

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Why not just invest in South Africa

By Charize Beukes* It’s one of the questions I hear most often, and a fair one: why invest offshore when you live in South Africa, earn in rands, and understand the local companies well? I’ll admit it, the JSE has served investors well recently. Over the past 10 years it

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How diversified is your portfolio actually?

By Lloyd Uren* When investors sit down with us to review their portfolios, one word comes up more than any other: diversification. They point to a global fund here, a local equity tracker there, and feel reassured that their money is spread across different markets and asset classes. That reassurance

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Investing offshore just got easier. Here’s how.

By Suzean Haumann* In February, the finance minister doubled the single discretionary allowance (SDA) from R1 million to R2 million a year. This is the biggest change to exchange controls in 15 years, yet the true opportunity this presents isn’t clear to everyone. This is especially true for South Africans

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