RISK PLANNING
PREPARE
FOR LIFE’S UNCERTAINTIES TODAY
Before purchasing a life insurance policy, consider your financial situation and the standard of living you want to maintain for your dependents or survivors. You will want to review these needs periodically as your family circumstances change. It’s imperative that you consult with a financial advisor in order to find the best cover for your requirements and ensure that you are not paying excessively high premiums or are under-covered.
Brenthurst Wealth offers an independent insurance broking service and source best possible quotes from various insurance companies, ensuring clients receive the most suitable product for his/her individual requirements.
what is
LIFE INSURANCE?
By its very nature Life Insurance is not a pleasant prospect to consider. We understand this. But without you there to provide for your loved ones, will they be able to meet day-to-day and long-term financial obligations? Don’t burden the people you care for most in an emotionally difficult time with financial struggles. Ensure that you will always be able to care and provide for them as you always intended with a life insurance policy to secure their future.
We believe that life insurance is important for everyone to have. By taking out Life Cover you are ensuring that you are able to leave a legacy that will make a difference in the lives of your loved ones and your dependants.
READ SOME OF OUR RECENT RISK PLANNING ARTICLES
RISK PLANNING
Personal & Business Assurance (estate Planning)
PERSONAL ASSURANCE
- Estate Duty on death applies where a person’s assests exceeds his liabilities.
- Estates with value above R 3.5mil up to R 30mil is taxed at 20% and estate value above R30mil is taxed at 25%.
- Life cover is taken out to pay the Estate Duty and any other liabilities/debts the person might have, as cash is not always available and situation might arise where assets have to be sold by the family to pay estate duty and other debts.
BUSINESS ASSURANCE
- Contingent Liability cover: Life cover for owners/directors of Company for liabilities for example properties in Company name.
- Keyperson cover: Life assurance on Key Individuals in the Company, at death a selected amount is paid to the company to facilitate employing and training a person to fill the Key Individual position.
- Buy and Sell cover: Life assurance and agreement between partners in a Company that should one of them pass away, the money is paid to the other partners to enable them to “buy” the deceased partner’s shares/interest in the company.
JOHANNESBURG
FOURWAYS
+27 (0)11 799 8100
Unit 2B
Cedar Office Estate
Cedar Road & Stinkwood Close
Fourways
JOHANNESBURG
SANDTON
+27 (0)10 035 1391
Suite 31, Second Floor
Daisy Street Office Park
135 Daisy Street
Sandton
PRETORIA
ERASMUSKLOOF
+27 (0)12 347 8240
Block E
Castle Walk Corporate Park,
Cnr Nossob & Swakop Street
Pretoria
CAPE TOWN
GRANGER BAY
+27 (0)21 418 1236
The Waterclub
Nautica Building
Beach Road
Granger Bay
CAPE TOWN
CLAREMONT
+27 (0)21 100 3901
Suite 518
Protea Place
40 Dreyer Street
Claremont
BELLVILLE
TYGER VALLEY
+27 (0)21 914 9646
Waterfront Terraces 2
Tyger Waterfront
3 Waterfront Road
Bellville
Stellenbosch
CENTRAL
+27 (0)21 882 8706
First Floor
La Gratitude Offices
97 Dorp Street
Stellenbosch
Paarl
VAL DE VIE
+27 (0)21 100 3901
Polo Village Office A309
Val de Vie Boulevard
Val de Vie Estate
Paarl
Garden Route
GEORGE
+27 (0) 44 050 6057
Collett Square
32 York Street
George South
Garden Route
Mauritius - SOUTH
BLACK RIVER
+230 484 2175
+230 5843 5215
La Balise Business Park
Office Block B, A3 Royal Road
Grande Rivière Noire,
Mauritius, 90601
Mauritius - NORTH
GRAND BAIE
+230 260 1738
+230 5843 5215
Suite 005
Grand Baie Business Park
Grand Baie
Mauritius, 30515
BRENTHURST SATELLITE OFFICES
- KWAZULU -NATAL: Arin Ruttenberg | +27 84 582 8581
- FREE STATE: Iniel Van Zyl | +27 72 298 3212
- MPUMALANGA: Marise Reinach | +27 72 795 3604
- NORTH WEST: Maria Smit | +27 79 696 6860
Brenthurst Wealth Management (Pty) Ltd is an authorised FSP in terms of the FAIS Act, 2002 (FSP No 7833) © 2022 Brenthurst Wealth Management. All rights reserved.
Cookie Policy - We only use functional (or required) cookies that are necessary for this site to function, including those that are necessary for Google Analytics to run. We do analyse the use of this website to measure the audience, but it is de-identified data. Therefore, we do not know who you are.
MARIA is a CERTIFIED FINANCIAL PLANNER®️ professional, a member of the Financial Planning Institute of SA and is fully qualified to give advice on all investment matters.
Anelle joined Brenthurst Wealth as a Receptionist and Administrative Assistant to Brian Butchart in the Cape Town office in December 2023. She has a wealth of knowledge from working as a liaison between Financial Advisers and clients at TMA and Absa Investment Management Services (Aims) since 1998. She obtained her B. com degree from the University of Port Elizabeth in 1997.
René Heystek joined Brenthurst Wealth in November 2023, as receptionist and administrative assistant in the newly established George/Garden Route office.
Sanet was appointed in April 2020, joining our Cape Town team as an Executive Administration Assistant to Renee Eagar. She has been in the financial services industry since 1990. Her previous experience includes positions at Sanlam, BJM and ABSA. She spent her last 12 years working at Alexander Forbes Private Client Wealth as a Senior Wealth Management Assistant. She has received numerous accolades over the years which include but not limited to, Alexander Forbes Client Service Excellence – Silver award in 2014,2015 and 2017. Sanet has also obtained her Certificate in Wealth Management (NQF 5) in 2012 and achieved “Best Student of the Year” from Moonstone.
ADMITTED ATTORNEY | FINANCIAL PLANNER & HEAD OF BRENTHURST FOURWAYS
