Seven principles to be a happy and successful investor

Seven principles to be a happy and successful investor

Tips to help investors focus on staying on the right track, even during tumultuous times. By  Andre Basson - Brenthurst Wealth This year has started off with a lot of turmoil. The US has unprecedented inflation, the world is still recovering from the Covid pandemic...

Six steps to securing your kids’ financial security

Six steps to securing your kids’ financial security

*This content is brought to you by Brenthurst Wealth By Charize Beukes*  It’s very easy for modern parents to feel anxious about the uncertain future their kids face, especially their financial future. This is only natural because there are so many external influences...

Why is the rand proving to be resilient despite global turmoil?

Why is the rand proving to be resilient despite global turmoil?

*This content is brought to you by Brenthurst Wealth By Renee Eagar* One of the biggest mysteries of the war in Ukraine is the rand’s surprising resilience at a time that all the odds appear stacked against it. Some three weeks into a war that has the potential to...

RAs and Regulation 28: What next?

RAs and Regulation 28: What next?

Regulation 28 has been amended to increase the offshore limit. Here is what it means for the retirement savings of ordinary South Africans. By  Rocco Van Zyl - Brenthurst Wealth News headlines were dominated by global events in recent weeks, in particular with respect...

Are we in commodities boom or bust?

Are we in commodities boom or bust?

The volatility in commodities can present both danger and opportunity depending on where we are in the cycle. By  Arin Ruttenberg - Brenthurst Wealth The oil price hit fresh new highs on Monday this week, touching $139 per barrel before pulling back to $128 per barrel...

4 investment lessons from Ukraine’s response to invasion

4 investment lessons from Ukraine’s response to invasion

*This content is brought to you by Brenthurst Wealth By Brian Butchart* Brian Butchart The invasion of Ukraine by its much larger and aggressive neighbour is a timely reminder to investors that markets are in turmoil all the time. They’re not always as volatile as...

The Holy Grail of direct offshore investment

The Holy Grail of direct offshore investment

An international endowment option is affordable, tax-friendly, easily inheritable and liquid. By  Gustav Reinach - Brenthurst Wealth Investing directly offshore has gained popularity in the past decade, as investors started looking for the superior returns offered by...

How to approach choosing between debt and investing

How to approach choosing between debt and investing

*This content is brought to you by Brenthurst Wealth By Marise Smit*  Household debt in South Africa decreased to 35.40% of GDP in the second quarter of 2021 from 38.20% of GDP in the first quarter of 2021, according to the Bank for International Settlements. Other...

Tax efficient offshore investment within a SA trust

Tax efficient offshore investment within a SA trust

A sinking fund allows for offshore allocation within the underlying investments. By  Stefan Janse van Vuuren - Brenthurst Wealth A trust has long been the darling of every affluent South African family. A sign that you have accumulated sufficient wealth to preserve...

Move your money, not your way of life

Move your money, not your way of life

If you are concerned about your future in South Africa and protecting your financial assets, emigration is not the only choice you have. By  Rocco Van Zyl - Brenthurst Wealth Emigration has made news headlines in South Africa for more than a decade and there are no...

Russia be damned: what to do when war strikes

Russia be damned: what to do when war strikes

*This content is brought to you by Brenthurst Wealth By Maria Smit* As Russian tanks rolled into Ukraine last week, investors the world over were fully justified in wondering about the impact on their portfolio. In the hours immediately after the attack started...

How to avoid deceased estate fee and tax shocks

How to avoid deceased estate fee and tax shocks

Answers to questions that usually elicit the most disbelief and tax shock from investors going through an estate planning exercise. Rozanne Heystek-Potgieter - Brenthurst Wealth There are a few misunderstandings around deceased estate taxation and costs payable. I...

Covid-19 – Valuable lessons for investors

Covid-19 – Valuable lessons for investors

*This content is brought to you by Brenthurst Wealth By Iniel van Zyl* Iniel van Zyl The Covid-19 pandemic came out of nowhere. No one could have predicted it, and no one could have been prepared for the aftermath it has left in its wake. In March 2020 governments...

Why now is a great time to be courageous

Why now is a great time to be courageous

If you wait for all risk to dissipate, you will never invest. By  Andre Basson - Brenthurst Wealth Investments, as with most things in life, reward those who take risks. And to take risks one needs to be brave. But the trick is being brave mostly requires people to be...

Time to recalibrate our thinking on retirement age

Time to recalibrate our thinking on retirement age

*This content is brought to you by Brenthurst Wealth By Leslie Greyling* With average life expectancies in certain regions around the world reaching nearly 90 years, isn’t it time we relooked at the retirement age? This might sound like a crazy idea but there are two...

Be smart with tax as end of tax year looms

Be smart with tax as end of tax year looms

Where to invest savings for optimal growth and tax efficiency remains the top priority for most investors. 1 February 2022 06:59   /  By  Danine van Zyl - Brenthurst Wealth Not sure if you should invest in a retirement annuity (RA), tax-free savings account (TFSA) or...

Do I really need a financial advisor?

Do I really need a financial advisor?

Research shows that an advisor can add between 1.5-3% to an investor’s returns over time. By  Suzean Haumann - Brenthurst Wealth In a world where information is readily available on pretty much everything many investors are confident that with a careful reading of...

The big misconception about living vs retirement annuities

The big misconception about living vs retirement annuities

Many investors assume that they must first retire from their employment, for many at the age of 60/65, before they can retire out of their retirement annuity and purchase a living annuity. By  Rocco Van Zyl - Brenthurst Wealth In a complex world, very little, if...

Diversification, offshore investing and asset allocation

Diversification, offshore investing and asset allocation

By  Gustav Reinach - Brenthurst Wealth A common misconception about diversification is that simply spreading risk across multiple asset classes is enough. One of the most important goals for any investor is to avoid losing money, which can be achieved easily enough if...

Make the most of your investment plan with a TFSA

Make the most of your investment plan with a TFSA

By  Stefan Janse van Vuuren - Brenthurst Wealth The product allows for capital to compound without any future capital gains tax implications. Very rarely does a single investment secure an individual’s financial security, but rather a collective of investments each...

A comprehensive financial plan is required for success

A comprehensive financial plan is required for success

By  Aidan James Freswick - Brenthurst Wealth Building wealth takes time, discipline and requires a long-term view. Building, protecting, and growing wealth requires a comprehensive plan structured around every investor’s personal goal and circumstances. It is a...

4 life lessons that can improve your investment outcomes

4 life lessons that can improve your investment outcomes

*This content is brought to you by Brenthurst Wealth By Sonia du Plessis* Navigating life’s ups and downs can teach you some surprisingly effective lessons that apply equally to your investments. Sonia du Plessis Here are four of those lessons that I constantly remind...

The unexpected ways your wallet suffers if you emigrate

The unexpected ways your wallet suffers if you emigrate

*This content is brought to you by Brenthurst Wealth By Charize Beukes* With borders reopening again and international flights resuming, the topic of leaving South Africa is again a popular discussion point. While COVID isn’t yet completely done, it’s becoming easier...

Do not fear uncertain times – focus on an investment strategy

Do not fear uncertain times – focus on an investment strategy

By  Andre Basson - Brenthurst Wealth Time to invest in diversified and resilient portfolios, control what you can and avoid what you cannot. There is a lot of uncertainty in today’s investment markets: US Fed stimulus drying up, higher inflation and interest rates,...

Make the most of your money this year

Make the most of your money this year

By  Suzean Haumann - Brenthurst Wealth Navigating this new state of play requires careful management of personal finances. 2021 ended with the highest inflation rate in almost five years, a higher interest rate, record-high petrol prices, a new variant of the...

Tax vs your investments: Which will come out on top in 2022?

Tax vs your investments: Which will come out on top in 2022?

By  Ruan Breed - Brenthurst Wealth In life, there are only two certainties: death and taxes. The only difference between them is that death does not get worse every time the government meets. And by the way, you don’t pay taxes – the government takes taxes. At this...

Inflation-busting investment strategies

Inflation-busting investment strategies

*This content is brought to you by Brenthurst Wealth By Maria Smit * If the theme for the past two years has been coronavirus, it’s difficult to argue that inflation won’t be dominating headlines for the next year, or two. Maria Smit With the US reporting a...

Three horsemen of the money market apocalypse

Three horsemen of the money market apocalypse

By  Rocco Van Zyl - Brenthurst Wealth The dangers of holding assets in safe, but low-yielding assets. January is considered the longest month on the calendar in terms of stretching your salary. And with a new year comes new resolutions, with the best intentions for...

Avoid these investment mistakes in 2022

Avoid these investment mistakes in 2022

By  Ruan Breed - Brenthurst Wealth If you are careful in your approach, you will give yourself a better chance of bringing your financial new year resolutions to fulfillment. January is considered the longest month on the calendar in terms of stretching your salary....