Think twice before trusting financial advice on social media

Think twice before trusting financial advice on social media

Key topics FSCA targets unregulated ‘finfluencers’ giving financial advice online. Social media promotes loud voices and not qualified financial experts. Financial scams on social media are more sophisticated and risky. By Renee Eagar*  You may have seen the recent...

Is the 4% withdrawal rule still relevant when planning to retire at 75?

Is the 4% withdrawal rule still relevant when planning to retire at 75?

Two advisors answer this reader's question. By Charize Beukes and Ernst van Biljon 11 Mar 2025 We hear a lot about the 4% withdrawal rule from living annuities. It seems to be predicated on the notion of retiring around the mid-60s and living for another 25 years or...

Your money is losing value every day – here’s how to protect it

Your money is losing value every day – here’s how to protect it

*This content is brought to you by Brenthurst Wealth By Ruan Breed* You don’t need me to tell you that the rand has been struggling. You’ve seen it yourself. Maybe it was on a recent trip when everything felt shockingly expensive. Maybe it was while trying to buy...

Will the Magnificent 7 keep shining in 2025?

Will the Magnificent 7 keep shining in 2025?

*This content is brought to you by Brenthurst Wealth By Renee Eagar* If you’ve been watching the stock market, you’ve probably heard a lot about the Magnificent 7 – Alphabet, Amazon, Apple, Meta, Microsoft, Nvidia, and Tesla. These big tech companies led the charge in...

How to choose the best investment vehicle for your goals

How to choose the best investment vehicle for your goals

*This content is brought to you by Brenthurst Wealth Maria Smit* Selecting the right investment vehicle is crucial in achieving your financial objectives. Whether you are looking to preserve capital, generate steady income, or achieve long-term growth, understanding...

Smart moves to make before the tax year ends

Smart moves to make before the tax year ends

*This content is brought to you by Brenthurst Wealth By Aidan Freswick* As the tax year draws to a close on 28 February, it’s time to take stock of your finances and ensure you’re making the most of available tax-saving opportunities. These small, yet strategic...

Why global diversification is the cornerstone of wealth creation

Why global diversification is the cornerstone of wealth creation

The hard truth is that numbers tell a clear story — investing only in rands is a losing game if you want to protect your wealth over the long haul. By  Arin Ruttenberg - Brenthurst Wealth If you relied solely on local headlines over the festive season to guide your...

Magnus Heystek: Please Sir, can we have another R1 million?

Magnus Heystek: Please Sir, can we have another R1 million?

*This content is brought to you by Brenthurst Wealth MOST modern and progressive countries in the Western world today have scrapped foreign exchange controls and allow taxpaying individuals the freedom to move their money at will to currencies and countries where they...

Investing and planning for retirement: A marathon, not a sprint

Investing and planning for retirement: A marathon, not a sprint

Successful retirement planning, like running a marathon, is about endurance, consistency, and a well-executed strategy. By  Arin Ruttenberg - Brenthurst Wealth As someone who has been training for a marathon, I have come to deeply appreciate the way running clears my...

How to continuously monitor and evaluate your investment manager

How to continuously monitor and evaluate your investment manager

Robust due diligence and the careful management of behavioural biases are essential tools in this process. By  Marise Reinach - Brenthurst Wealth In an article published last week, I explored the process of selecting investment managers based on clients’ unique needs....

3 steps to mastering a debt-free retirement

3 steps to mastering a debt-free retirement

*This content is brought to you by Brenthurst Wealth By Maria Smit* Do you picture yourself entering retirement without the burden of loans or credit card debt, or is your reality a bit more harsh? For many South Africans, the reality isn’t very often a debt-free one,...

The art of choosing the right investment manager

The art of choosing the right investment manager

The process goes far beyond simply evaluating past returns. By  Marise Reinach - Brenthurst Wealth Investment management is a crucial component in achieving long-term financial goals. However, most investors do not directly hold securities but instead rely on...

Strategies for the sandwich generation

Strategies for the sandwich generation

*This content is brought to you by Brenthurst Wealth Leslie Greyling* We have all heard of the term “sandwich generation “, this refers to a generation of people who have to support their parents and adult kids financially. We find ourselves in this situation when...

Can slow and steady win the retirement race?

Can slow and steady win the retirement race?

*This content is brought to you by Brenthurst Wealth By Charize Beukes* When planning for retirement, it’s easy to feel overwhelmed by all the investment options that you hear you could or should be using. It doesn’t help that the world around us seems to be getting...

Questions most asked about the two-pot retirement system

Questions most asked about the two-pot retirement system

We know you have been bombarded with the articles about new two pot retirement system. Many people have already started with withdrawals while others have questions. These are their concerns: Click here to find out more about Brenthurst Wealth What happens to the...

Protect your digital legacy

Protect your digital legacy

*This content is brought to you by Brenthurst Wealth By Rozanne Heystek-Potgieter, CFP® * The laws that govern the fundamentals of a valid will has not changed since 1953, but the landscape in which estate planning and will drafting is done now, has gone through...

The real path to building wealth

The real path to building wealth

*This content is brought to you by Brenthurst Wealth By Michelle Burger* When I sit down with young professionals just starting their financial journey, a common question I often hear is: “What do I have to do to be wealthy one day?” This question is loaded with...

The importance of beneficiaries for investments

The importance of beneficiaries for investments

Nominating beneficiaries protects your wealth and its succession planning. By  Ruan Breed - Brenthurst Wealth Investing for retirement is the focus of the strategies of South African investors and they invest large portions of their total wealth or investable assets...

Life cover that pays out offshore in dollars

Life cover that pays out offshore in dollars

*This content is brought to you by Brenthurst Wealth Many investors have externalized their rands for global investment exposure – is it time to consider externalizing your risk? The demand for global investment solutions is a growing trend in SA. With family dynamics...

Will falling interest rates derail your retirement plans?

Will falling interest rates derail your retirement plans?

*This content is brought to you by Brenthurst Wealth By Johan Burger * When planning for retirement, interest rate changes can have a big impact on the performance of your investments and your long-term financial security. The tricky part is that this impact will be...

How market volatility helps your investments grow

How market volatility helps your investments grow

*This article is brought to you by Brenthurst Wealth By Renee Eagar* The first weeks of August delivered fresh volatility with global markets in full selloff mode. Measures of volatility shot up by the most on record in a single day (3% drop for the S&P 500 SPX),...

Mothers and daughters and money

Mothers and daughters and money

*This article is brought to you by Brenthurst Wealth By Leslie Greyling * Parents and especially mothers have the most influence on how their children and specifically daughters handle finances in adult life. It’s Women’s Month and as a mother of 2 adult daughters,...

Inflation: The biggest risk to your long-term wealth

Inflation: The biggest risk to your long-term wealth

Investors often fear many things when making investment decisions. For some, market volatility and the potential for falling investment values top the list of concerns. However, inflation poses the biggest risk to investments and is one of the key metrics that...

Fraud and scams continue to rise: Protect yourself

Fraud and scams continue to rise: Protect yourself

*This article is brought to you by Brenthurst Wealth Leslie Greyling * Beyond politics and sport the one topic that always comes up in dinner party conversations is the relentless efforts of scammers and fraudsters wanting to get their hands on your personal details …...

Getting your retirement dreams back on track

Getting your retirement dreams back on track

MORE than 20 years ago I co-authored a book on retirement planning called The Truth About Retirement, together with former finance journalist Bruce Cameron. In the book we made a number of long-range forecasts about the concept of retirement and the various strategies...