Living annuities vs life annuities: The basics

Living annuities vs life annuities: The basics

It’s important to be informed of your different options at retirement. By  Rocco Van Zyl - Brenthurst Wealth Reaching retirement can be a bit of a daunting experience, especially if you aren’t fully informed of your different options at retirement, as well as their...

Thinking of selling in May and going away?

Thinking of selling in May and going away?

*This content is brought to you by Brenthurst Wealth By Mags Heystek* How should investors be responding in 2022 to the old investment adage: it’s best to ‘sell in May and go away’? This belief is based on stock market returns in the six months from May to October...

Do not allow anxiety to impact your finances

Do not allow anxiety to impact your finances

*This content is brought to you by Brenthurst Wealth By Leslie Greyling* Since the outbreak of  Covid in 2020, the global prevalence of anxiety and depression increased by 25%, according to the World Health Organization (WHO), caused by environmental factors such as...

The rand is up to its old tricks again…

The rand is up to its old tricks again…

*This content is brought to you by Brenthurst Wealth By Mike Schüssler* The question I probably get asked the most as an economist is; “where will the rand be by Christmas or next year this time”. Normally my answer is another question – why do you want to know? If...

Take charge of your retirement plan

Take charge of your retirement plan

If you’re not on track with your retirement planning, it’s best to act sooner rather than later. By  Aidan James Freswick - Brenthurst Wealth Many South Africans plan to retire as early in life as possible, but the reality is that most cannot afford to retire as early...

Tech stocks’ big secret: their value lies in their risk

Tech stocks’ big secret: their value lies in their risk

*This content is brought to you by Brenthurst Wealth By Johan Burger, CFP® * The start to 2022 has not been kind to the world’s high-flying tech stocks, with the US and Chinese tech giants taking a hit. Concerns in the US Centre are regarding economic growth, rising...

Three lessons to manage investors’ expectations

Three lessons to manage investors’ expectations

These points of guidance, coupled with an engagement with an investment professional, can set your investment journey on the right path. By  Stefan Janse van Vuuren - Brenthurst Wealth For generations, one had to frequent the local golf course for the hottest stock...

How Regulation 28 amendment changes the game

How Regulation 28 amendment changes the game

Government has given investors more options and an incentive to continue using retirement products. By  Andre Basson - Brenthurst Wealth The recent amendment to Regulation 28, which sets certain limits for retirement funds on how to invest, has far-reaching effects on...

Four money ratios to keep your retirement savings on track

Four money ratios to keep your retirement savings on track

*This content is brought to you by Brenthurst Wealth By Tanita Conradie*  It’s easier to master life’s big responsibilities if you understand what you’re doing and why you’re doing it. After raising a family, retirement planning is probably the biggest financial...

Cash/money market investments and the lurking inflation monster

Cash/money market investments and the lurking inflation monster

*This content is brought to you by Brenthurst Wealth By Rocco van Zyl and Ruan Breed* The S&P 500 Index reached a (new) all-time high of around 4 800, towards the end of 2021, before the latest market pullback. Whilst the reasons as to why the index has had a...

Income funds: A better money market alternative

Income funds: A better money market alternative

Income funds aim to provide a return higher than money market returns and to earn a reasonable level of income with relative capital stability and low risk. By  Danine van Zyl - Brenthurst Wealth Since the inception of the Covid-19 pandemic in March 2020 and more...

The property investment pitfall: Busting the myths

The property investment pitfall: Busting the myths

There is far more to consider when investing in property than the mere price you pay, and the rental income derived from this investment. By  Ruan Breed - Brenthurst Wealth If there is one thing that South Africans like more than watching sport and having a braai, it...

Four habits to retire comfortably

Four habits to retire comfortably

*This content is brought to you by Brenthurst Wealth By Marise Smit* How certain are you that you can retire comfortably, and maintain a level of comfort throughout your retirement? If your answer is: ‘I don’t really know’, then you are not alone. Too many of us live...

Top tips for estate planning success

Top tips for estate planning success

Including evaluating the liquidity of your estate, communicating with your heirs, and re-assessing your trust-related estate planning goals in general. By  Rozanne Heystek-Potgieter - Brenthurst Wealth Having a valid and up to date will in place is a very important...

Too much risk in your portfolio – is a risk!

Too much risk in your portfolio – is a risk!

*This content is brought to you by Brenthurst Wealth By Sonia du Plessis* The first few months of the year have given many investors reasons to pause and reassess their portfolios amidst global market volatility. After surviving the ruin caused by the coronavirus,...

Too much risk in your portfolio – is a risk!

Too much risk in your portfolio – is a risk!

*This content is brought to you by Brenthurst Wealth By Sonia du Plessis* The first few months of the year have given many investors reasons to pause and reassess their portfolios amidst global market volatility. After surviving the ruin caused by the coronavirus,...

Make the most of offshore allowances

Make the most of offshore allowances

South Africans can take up to R11 million offshore annually. By  Suzean Haumann - Brenthurst Wealth As legislation provides currently, South African residents with a green barcoded ID document or new ID cards can take up to an annual amount of R10 million out of the...

Tech stocks’ big secret: their value lies in their risk

Tech stocks’ big secret: their value lies in their risk

*This content is brought to you by Brenthurst Wealth By Johan Burger, CFP® * The start to 2022 has not been kind to the world’s high-flying tech stocks, with the US and Chinese tech giants taking a hit. Concerns in the US Centre are regarding economic growth, rising...

Seven principles to be a happy and successful investor

Seven principles to be a happy and successful investor

Tips to help investors focus on staying on the right track, even during tumultuous times. By  Andre Basson - Brenthurst Wealth This year has started off with a lot of turmoil. The US has unprecedented inflation, the world is still recovering from the Covid pandemic...

Six steps to securing your kids’ financial security

Six steps to securing your kids’ financial security

*This content is brought to you by Brenthurst Wealth By Charize Beukes*  It’s very easy for modern parents to feel anxious about the uncertain future their kids face, especially their financial future. This is only natural because there are so many external influences...

Why is the rand proving to be resilient despite global turmoil?

Why is the rand proving to be resilient despite global turmoil?

*This content is brought to you by Brenthurst Wealth By Renee Eagar* One of the biggest mysteries of the war in Ukraine is the rand’s surprising resilience at a time that all the odds appear stacked against it. Some three weeks into a war that has the potential to...

RAs and Regulation 28: What next?

RAs and Regulation 28: What next?

Regulation 28 has been amended to increase the offshore limit. Here is what it means for the retirement savings of ordinary South Africans. By  Rocco Van Zyl - Brenthurst Wealth News headlines were dominated by global events in recent weeks, in particular with respect...

Are we in commodities boom or bust?

Are we in commodities boom or bust?

The volatility in commodities can present both danger and opportunity depending on where we are in the cycle. By  Arin Ruttenberg - Brenthurst Wealth The oil price hit fresh new highs on Monday this week, touching $139 per barrel before pulling back to $128 per barrel...

4 investment lessons from Ukraine’s response to invasion

4 investment lessons from Ukraine’s response to invasion

*This content is brought to you by Brenthurst Wealth By Brian Butchart* Brian Butchart The invasion of Ukraine by its much larger and aggressive neighbour is a timely reminder to investors that markets are in turmoil all the time. They’re not always as volatile as...

The Holy Grail of direct offshore investment

The Holy Grail of direct offshore investment

An international endowment option is affordable, tax-friendly, easily inheritable and liquid. By  Gustav Reinach - Brenthurst Wealth Investing directly offshore has gained popularity in the past decade, as investors started looking for the superior returns offered by...

How to approach choosing between debt and investing

How to approach choosing between debt and investing

*This content is brought to you by Brenthurst Wealth By Marise Smit*  Household debt in South Africa decreased to 35.40% of GDP in the second quarter of 2021 from 38.20% of GDP in the first quarter of 2021, according to the Bank for International Settlements. Other...

Tax efficient offshore investment within a SA trust

Tax efficient offshore investment within a SA trust

A sinking fund allows for offshore allocation within the underlying investments. By  Stefan Janse van Vuuren - Brenthurst Wealth A trust has long been the darling of every affluent South African family. A sign that you have accumulated sufficient wealth to preserve...

Move your money, not your way of life

Move your money, not your way of life

If you are concerned about your future in South Africa and protecting your financial assets, emigration is not the only choice you have. By  Rocco Van Zyl - Brenthurst Wealth Emigration has made news headlines in South Africa for more than a decade and there are no...

Russia be damned: what to do when war strikes

Russia be damned: what to do when war strikes

*This content is brought to you by Brenthurst Wealth By Maria Smit* As Russian tanks rolled into Ukraine last week, investors the world over were fully justified in wondering about the impact on their portfolio. In the hours immediately after the attack started...